What Next After The Exit Of Bank’s Longest Serving Chairman?

News of the resignation of Banco Bradesco’s ninety-one-year-old chairman Lázaro Brandão, did not come as a surprise to industry observers. The replacement process had commenced two years ago but was delayed following the death of an insurance executive who had been fronted for the seat of CEO.

Although the organization has an intricate system through which executives are promoted, the new CEO will only take office after a general meeting of the shareholders scheduled for March 2018.

Retired Chairman Lazaro Brandao said in his valedictory note that the new CEO would have his work well cut out, especially in creating a strategy for the 5,000 bank branches. After several decades of progressive expansion, the bank embarked on a scaling strategy earlier this year, in its efforts to bolster profitability at a time when the country is reeling from a harsh recession.

The economic situation in the country may bolster the next CEO’s efforts to boost the bank’s profitability. In the recent past, the bank has undertaken measures to align itself with its digital customers with its newest digital platform called NEXT. Executives said that the platform aimed at “offering more personalized experiences to customers.”

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In the wake of management changes, such implementations and visionary leadership will be expected from the CEO. Also, forming partnerships and breaking new grounds for the organization will also form part of the duties of the CEO and the board.

Mauricio Minas, Bradesco’s vice president of technology who is also a likely pick for the vacant CEO seat said that Next was slated to offer lower lending rates than those charged at its brick-and-mortar branches. He, however, noted that the lower rates do not render them uncompetitive

“Those who have very low-interest rates do not sustain themselves over time,” said Minas, “Next will not be irrational with fees.”

Both the seats of Chairman to the board and that of CEO which are currently being held by the Luiz Trabuco will attract key interest from shareholders and industry players. In his valediction note, Mr. Brandao emphasized the need to maintained the “culture” and “values” that the organization has created over the years.

The new CEO will be picked in a general meeting to be held in the 1st quarter of 2018. In his new capacity as chairman of Bank Bradesco, CEO Luiz Trabuco will draw a lot from his experience in the banking industry over the years.

Having served in various capacities since joining Banco Bradesco in April 1969, Trabuco is seen as a natural heir to the seat that has been held for 75 years by Brandao. His connections in other subsidiaries associated with the company as well as in the political spheres will also help to bring on board an important network of individuals.

Trabuco received approving commendation from the outgoing chairman who termed him as a “natural choice” for the position chairman. “there was no need for research,” Said the chairman in an interview.

Shareholders also expect that the new brand of executives will be in a position to place the bank strategically for competition especially at a time when Brazil is preparing for a general election in 2018.

One of the strengths of the culture that the organization has created is that it is easy to pick successors of various posts that fall vacant from time to time. The organization has some of the longest serving managers in its board who have grown through the ranks of the bank according to jusbrasil.com.br. This gives them an internal knowledge of the organization’s operations, making it easy to choose various individuals for leadership positions. It also remains to be seen how the bank reacts to the exit of one of its longest-serving employees.

Learn more about Luiz Carlos Trabuco Cappi: http://www.istoedinheiro.com.br/noticias/negocios/20151218/luiz-carlos-trabuco-cappi-empreendedor-ano-nas-financas-2015/327856

Stream Energy helps to Eliminate Phantom Energy Drain and Save Money

The average person probably is not aware of the concept of phantom energy drain. This process happens when a person leaves an unused appliance, or a piece of electronic equipment plugged into a socket. When this happens, the unused electronic devices slowly drain electricity from the source. This, in turn, causes a person’s utility bill to rise over time.

Phantom energy drain can cost a person a lot of money over time. This is especially true if they have a lot of unused appliances plugged into the system. Even if a household does not have a lot of electronics plugged into sockets, phantom energy drain can still cause a person’s electric bill to increase. Read more about Stream Energy at Crunchbase.

The best way for people to overcome this problem is by unplugging devices from the wall when not in use. This might not be a practical thing to do, especially for essential appliances such as the refrigerator. Homeowners can get power strips and plug their electrical items into these electrical input devices. Once their equipment has been plugged up they can turn the strip off when the devices are not in use.

Power strips can save property owners a lot of hassle and keep their energy bill low. They can plug up items such as televisions, smartphones, tablets, laptops and computers. While these devices do not require a lot of energy to use, they still can drain a person’s energy bill. Believe it or not, phantom energy drain can cost a person as much as $130 or more per year. While that might not seem like a lot, for some people it can be the difference between keeping their electricity on or shutting it off altogether. View the Company reviews at indeed.com.

Stream Energy can help to keep a person’s home from being impacted by phantom energy stream. This organization is a direct selling energy company that works off referrals and word of mouth marketing practices. They have been in business since 2005 and many of their customers truly enjoy their service.

Homeowners can lower their monthly utility bill cost with Stream Energy. This organization knows how to utilize the right technology to help people to save millions. Stream Energy understands that their customers need to keep their power expenses low so they can enjoy their families and their lives.

Learn more: https://www.bizjournals.com/dallas/news/2016/11/14/dallas-stream-energy-relocate-headquarters-addison.html

Milestones of the American Institute of Architects

The AIA believes it’s an architect’s duty to construct an environmentally responsible, inclusive and appealing building. This is why they have been advocating for increased energy efficiency in the buildings designed by architects. The AIA committee on environment has been pushing for construction of safer buildings that reduce or eliminate entirely their contribution towards global warming. This advocacy has included pushing for financial incentives for a greener environment by the government and addressing issues in design of infrastructure at both local and state levels. They have also been pushing for education of clients on the importance of investment in greener initiatives and advising them on environmentally effective solutions.

The AIA committee on environment also launched the 2030 commitment program. This program challenges both graduates and undergraduates to submit projects that integrate architecture, natural systems and technology to provide design solutions that will safeguard the environment.This year’s competition focused on three aspects of design: carbon emissions adaptation and resilience.

Milestones of the American Institute of Architects

Robert Ivy the CEO of AIA has been focusing on building, design and encouraging architects to be innovative since he was appointed to that position. He has also been working on increasing awareness on the value of architects. He is growing the association to new heights through advocacy and education initiative that bring members of the association and the community together. Under his leadership, AIA has adapted to serve the needs in this technological age and has being an influential and reactive organization.

His recent milestone has been preparing architects to address important issues such as climate change, sustainability of the environment and impact of architectural design on health of the community.

Apart from advocating for a sustainable environment, the AIA has recently announced the homes for its annual home tour. This tour will feature 10 private homes designed by AIA architects in the past five years. The homes selected for the line-up were chosen based on sustainability, innovation and design. The tour will happen on 21st and 22nd October. These tours attract  around 3000 people with the assistance of 200 tour guides. Read more on Rahway Arts District: https://www.nytimes.com/topic/organization/american-institute-of-architects

Lime Crime’s Doe Deere Dreams in Color

Doe Deere’s presence is one you can’t miss with her rainbow colored hair and her love for bold makeup. Doe was born in Russia and lived there well into her teen years. During her childhood, she was always very ambitious and imaginative. Whatever she dreamed about doing, she found a way to accomplish it. Doe, now known as the Unicorn Queen, has had an eye for entrepreneurship since she was 13 years old. When she lived in Russia as a child, she sold temporary tattoos to her friends and classmates. She also dreamed of becoming a musician, and she did exactly that. In 1998, when she was just 17 years old, Doe moved to the United States and began a career as a musician in New York City, which is how she met her husband. Being a musician in a band taught her a lot about marketing and having a career. While she was living in New York City, she attended the Fashion Institute of Technology and majored in fashion design. Doe believes fashion and makeup go hand in hand. To her, they are both a way for people to express themselves. This is how she quickly became a part of the makeup world.

Doe always preferred bright colors over neutral colors. She started an eBay account for her DIY, colorful fashion brand back in 2004. Her fashion line was full of unique pieces in unusual colors, and she modeled everything herself. Of course, she needed her whole look to match her brand, but when it came to makeup, there weren’t many options during that time. She could never find any bright makeup so she decided to start making it. Soon after, in 2008, she launched Lime Crime! Girls and makeup lovers quickly gravitated toward her bold and bright colors, and her makeup brand quickly became successful. Learn more: https://www.facebook.com/doedeereofficial

Now, Doe hopes her brand and what she has done in the makeup industry can inspire women to express themselves freely without the fear of being judged. Some advice she gives to all young women who have big dreams is to always follow your heart. She recommends all girls to tune into the quality or skill that makes them unique and explore it. Doe Deere currently lives in Los Angelos, California, where she spends her time playing with color and coming up with new, creative ideas for Lime Crime. One of her most recent creations is the Unicorn Queen collection. You can also see some of Doe’s creativity on her Instagram, where she regularly posts pictures of herself with a fun hair color. The latest color seems to be a bright and bold red.

The Lacey and Larkin Fontera Fund: A Vanguard of Human Rights Advocacy

Some of the names that shall remain engrained in the books of history in respect of the advocacy for human and migrant rights, civic participation and freedom of speech in Phoenix, Arizona are those of Jim Larkin and Michael Lacey.

Their resounding popularity is attributed to the fact that they launched the Lacey and Larkin Fontera Fund. The impressive duo founded the Village Voice Media and the Phoenix New Times in 1970 as they envisaged establishing alternative weekly publications in the state of Arizona.

On 18th October, 2007, Jim Larkin and Michael Lacey were arrested by Maricopa County Sheriff, Joe Arpaio on the grounds that they allegedly violated a myriad of the grand jury secrecy laws.

This was after they, through their publication, revealed the existence of the proceedings of the grand jury which sought notes made by reporters regarding the Sheriff. Upon this exposé, they were taken from their abodes in the wee hours of the night and consequently jailed. Read more: Jim Larkin | Crunchbase

The proceedings also encompassed a series of startling subpoenas that demanded the identity of the Phoenix, Arizona Citizens who read the stories published online on Phoenix New Times regarding Joe Arpaio, The County Sheriff. However, the charges that were made against them were subsequently dropped by the County Attorney, Andrew Thomas.

This move prompted Jim Larkin and Michael Lacey to file a law suit against both the County Sheriff, Joe Arpaio, and the Prosecutor, Denis Wilenchik, on the grounds of abusing their powers and violating their First Amendment Rights.

The scales were tipped in favour of Jim Larkin and Michael Lacey as the 9th Circuit of Appeals in the Maricopa County ruled in 2012 that there was neither a probable nor reasonable cause for arresting the duo since the prosecutor, Denis Wilenchik, never consulted the grand jury. Upon settlement, Jim Larkin and Michael Lacey received $3.75 million.

It was this amount that they used to establish the Lacey and Larkin Fontera Fund that not only envisaged supporting groups that were in the forefront for advocating for Civil rights in Phoenix but also sought to assist the Hispanic community that resided in Phoenix, Arizona. This foundation has played an indispensable role in protecting against racism and the abuse of civil rights in Phoenix. Moreover, it has also fronted the protection of the freedom of speech and civic participation.

Their remarkable impacts in the protection of civic rights have been felt in myriad places including la linea Fonteriza, which is the boundary line along the Mexican border. Learn more about Jim Larkin and Michael Lacey: https://about.me/michael-lacey and http://www.laceyandlarkinfronterafund.org/about-lacey-larkin-frontera-fund/jim-larkin/

The Lacey and Larkin Fontera Fund has also inspired the establishment of other organizations that seek to protect human rights. Such organizations include the San Diego-based Angeles Frontera, popularly referred to as the Border Angels that was founded by Enrique Morones.

The Lacey and Larkin Fontera Fund is a perfect exemplification of the colossal roles that journalists and the media at large may play in the protection of human rights and the freedom of speech. This foundation, therefore, remains a major frontier of human rights advocacy in Phoenix.

The American Civil Liberties Union

They declare themselves as being nonpartisan, willing and able to defend anyone who is having their legal rights of free speech trampled upon. They exhibit this by actively vouching for people who have all sorts of views—everything from politically correct views to politically incorrect views.

The interesting thing is that even if they legally vouch for people with politically incorrect views, they will still outwardly condemn those people. A perfect example is the rally that happened in Charlottesville to keep the the statue of Robert E. Lee.

The people who organized the event had a hard time getting a permit due to the fact that their cause was considered to be politically incorrect.

Because it was illegal to deny someone a permit based upon their views being disagreeable, the ACLU hopped in to expedite the process of getting a permit. Later on, though, the ACLU openly condemned the rally and everyone there as being “hateful” and having “evil” ideologies.

Lacey and Larkin Frontera Fund

This organization keeps exciting, up to date news pertaining to immigrants and racial minorities—especially undocumented immigrants and people from Hispanic countries. Read more: Jim Larkin | Angel.co

The news headlines mainly pertain to DACA, DREAMERs, how the current presidential administration is so flawed, the pros of having immigrants in the country and information about Sheriff Arpaio and why he is bad.

The Southern Poverty Law Center and the Anti-Defamation League

The Anti-Defamation league and the Southern Poverty Law Center are two separate organizations. However they have some very big similarities that are important to discuss in one paragraph. Larkin and Lacey both go by the philosophy that any viewpoint that is pro-white, or points out the struggles of the white race, is inherently wrong.

As a result, both organizations have lists on their websites of organizations, people and groups that are categorized as “extremist.” The info that is provided is actually pretty thought provoking and intriguing.

However, no matter how intriguing the information is on their websites,you have take into account the fact that the Anti-Defamation League and the Southern Poverty Law Center have their own political views and agendas.

The people and groups who are listed as “hateful” or “extremist” are included on the lists compiled by the Anti-Defamation League and the Southern Poverty Law Center even when they are not particularly unsuitable for society.  Learn more about Jim Larkin and Michael Lacey: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427818/Michael_Lacey

Basically, anyone who espouses views that the the Anti-Defamation League and Southern Poverty Law Center don’t agree with are at risk for being listed online as “haters” and “hate groups” for everyone in the world to see.

Some people and organizations who are on the lists consider this be an attempt on the part of the Anti-Defamation League and Southern Poverty Law Center to blackmail and silence anyone who has any view that deviates from those of the SPLC and the ADL. Read more: Michael Lacey | Facebook and Phoenix New Times | Wikipedia

There is also fear that the Southern Poverty Law Center and the Anti-Defamation League are trying to do this so that people with leftist and racially charged views go after those individuals and organizations listed on the websites.

Goettl Air Conditioning Does’t Miss a Step When it Comes to Customer Care

When Ken Goodrich purchased Goettl Air Conditioning in 2013 he knew he was buying a good company. Even though the company was going through a difficult time, he was confident that everything was going to work out. Goodrich has a history of taking companies that are on their deathbed and resurrecting them to a profitable condition.

Goettl had been purchased by a large national management company and that was exactly the wrong formula for a service company that stretched out over two states and the three major cities of Phoenix, Arizona, Tucson, Arizona and Las Vegas, Nevada. Customer service was nearly non-existent and employees were very frustrated about being micromanaged from afar.

What Goodrich saw was no profits and total discouragement both from the standpoint of customers and employees. Many customers were leaving so Goodrich moved into action. The very first thing he did was to institute a 100 percent money-back guarantee on all new sales, installations, parts and anything else the customer’s purchase. For more details visit LinkedIn to know more

Then Goodrich began to schedule meetings with customers and employees, assuring each that the company would turn around under the new ownership and he told them how he was going to do it. He took out ads in the local papers and peppered television and radio with ads. Slowly but surely things began to turn around. He told the employees that they would have to buy into the concept that Goettl was going to put the customer first in a very courteous way. Customers first and the revenue will come, was the message.

Today customer service at Goettl is at its peak and the annual revenue of the company tops $50 million. What Ken Goodrich has done was turn a company around that was going south in a hurry, and he did it by sheer will and lots of help from customers and employees.

According to BizJournalsa there is another piece that was very influential on the turnaround of Goettl. Goodrich’s decision to acquire Walton’s Heating and Air in Southern California was a major factor. Ken Longbrake, former owner of Walton’s had built and expanded his company as much as he could, but had run out of ideas and the company was growing stagnant.

Longbrake was kept on during the acquisition and was named Company Sales Manager and field supervisor. Goodrich has high regard for Longbrake due to his experience and knowledge in the air conditioning field. The new territory in California has added greatly to the overall profitability of Goettl. Look for their Vimeo account to know more

Read more: http://www.achrnews.com/articles/127042-goettl-building-off-rock-solid-foundation?v=preview

Producing Healthy Food and minimizing Carbon Footprint on the Planet- Nathaniel Ru and Sweet Greens

People are becoming increasingly aware of the quality of the food which they eat. This is the reason behind the explosion and expansion of green and organic foods. This is the challenge that three finance students from the George Town University were looking for when they realized that option was not available.

Nathaniel Ru, Nicolas Jammet, and Jonathan Neman decided that they would do something about the glaring gap that existed in the market. They came up with the idea of providing healthy foods for the community around them.

The first step was to get a business plan that would encourage investors to take an interest in their business. They were lucky to get some guidance from the woman who rented the space where they set up their first store.

She helped them look into the finer details that won the confidence of investors such as Steve Case and Danny Meyer. They took time and got a great architect, and their first salad bar design was good enough to invite quite a crowd of customers. Learn more about Nathaniel Ru: http://www.forbes.com/pictures/ekeg45fe/nicolas-jammet-nathaniel-ru-jonathan-neman-co-founders-sweetgreen-262627/

The second challenge they had was getting the fresh and organic products they needed for their salad bar. They came up with the idea of approaching the local community and getting organically grown produce from them.

Their dream was to always have a supply of fresh and organic fruits and vegetables and to make sure that everything was recycled such that their food production process left as little of a carbon print on the planet as possible.

The next step in their plan was to find a way to market their salads to their customers. They created an application which could be used by their clients to order salads available on the menu. Currently, they make about 30 percent of their sales through the app. Read more: Nathaniel Ru | LinkedIn

They also came up with the idea of Sweetlife. Sweetlife organizes an annual concert where their enthusiasts meet and enjoy great music, and create a sense of shared culture.

The store which started as a single salad bar on campus has now spread to 40 locations across the country. The three co-founders state that it has taken time, effort and patience to get to where they are.

They feel that they are doing their best to ensure that as they produce organic food for their customers, they are leaving a minimal carbon footprint on the planet. The goal is to create sustainable brands, which will live long after their founders. Read more: Nathaniel Ru | Crunchbase

Jeremy L. Goldstein, Sharing His Passion and Knowledge

Finding an attorney in New York has never been easier than now. The Lawyer Referral and Information Service has launched a new website dedicated to matching clients and attorneys. Potential clients simply visit their website at https://nysbalris.legal.io and complete a profile. After describing their legal matter, clients are contacted by the service and given a referral. The New York Bar Association makes this service available to those who don’t have access to a local referral unit. Should the client wish to consult with an attorney, a fee of $35 may be assessed in certain instances. The service saves both clients and attorneys time and money.


A law firm to pay special attention to is Jeremy L. Goldstein and Associates, LLC. This firm is headed by Jeremy L. Goldstein, who was previously a partner at another prominent firm. His boutique firm specializes in issues regarding corporate law, more specifically executive wage, corporate governance and other issues that affect the operations of a business. Having worked with some of the country’s largest corporations is just the beginning of Jeremy Goldstein’s impressive resume. He’s assisted in making such complex transactions as mergers and acquisitions go smoothly. His educational background in both humanities and law give him a special edge when dealing with people; particularly in sensitive matters where emotions can run high, which he’s well versed in.


Serving his community is important, as he shows in his leadership role with a local nonprofit. He’s also assisted the Make a Wish Foundation in their efforts. His educational background is in Art History, which he has an undergraduate and master’s degree in. He continued on to law school at New York University and has since contributed to their Journal of Law. Harvard University also has featured his work in a publication on corporate governance. Not only does Jeremy Goldstein lead by example; he shares his wealth of knowledge with those in the community who benefit from it and appreciate it the most.


Follow Jeremy Goldstein on twitter.

JHSF – Award Winning Real Estate Company

José Auriemo Neto is the official in Brazil and the chief executive officer and director of JHSF Participacoes SA. The real-estate company focused on the change of business and private properties within Brazil. In addition to managing the services of the organization in hotels, public developments, and office structures, José in like manner supervises the broad shopping and open advancements of the group company. Some portion of the same incorporates Cidade Jardim shopping complex which is situated in Säo Paulo, the Metrô Tucuruv, the Ponta Negra strip mall, Manaus and the Bela Vista in Salvador. Different advancements in Sao Paulo area are as of now under development because of the quickly developing commercial market of Brazil.

In 2009, Aureimo Neto moreover controlled the groups first venture into retail which incorporated consenting to of selective arrangements by starting new outlets among other developments in Pucci, and Jimmy Choo Hermes. JHSF is the leader of Brazilian top notch real-estate division, with extraordinary help in commerce and private sector, the change and administration of strip malls, universal business airplane terminal and top of the line inns. Built up in 1972, the association is recognized for its capacity to identify new open entryways in the business divisions where it works. Its initiating, progression, quality, and ability to indicate commonsense game plans in its upgrades and errands are a bit of the properties and a key part of the company.

José has been the leader of JHSF since the year 2003. He joined the group of companies in 1993 and established its services department through the creation of lot management firm – Parkbem in 1997. Mr. Neto has filled the position of chief executive officer and chairman of JHSF from 2006 to 2014. Besides, he served as one of the executive officers on March 26, 2009, where he started the shopping center office by getting the rights

As it created, JHSF widened its presence in various Cities with its services enjoyed in various specialty units. Due to the growth of real-estate markets, the organization has continued to reach to more customers in different corners of the country being one of the leading organizations in Brazil.

Learn more about JHSF: https://www.bastter.com/mercado/acao/JHSF.aspx